Our Loan Products
We provide innovative and tailored financial solutions to address the unique needs of underserved communities. This page highlights our loan products and services, designed to empower individuals, promote financial inclusion, and create meaningful economic opportunities for those often excluded by traditional banking systems.
Loan Products and Services
What We Offer
LECOLE Finance is committed to delivering financial services that economically empower underserved communities and help lift them out of poverty through comprehensive, multidimensional interventions.
Our microfinance program primarily targets disadvantaged women, offering loan products thoughtfully tailored for individuals excluded from traditional banking systems. By focusing on inclusivity and empowerment, we strive to create opportunities and drive meaningful change for those who need it most.
Registered Clients
Village Groups
Loans Disbursed
Funds Disbursed
Affordable Lending
Fueling Growth, One Business at a Time
LECOLE Finance provides two primary financial services tailored to meet the needs of our targeted populations. Our credit facilities feature competitive interest rates and are specifically designed to support the business operations of micro, small, and medium enterprises (MSMEs), fostering growth, expansion, and improved performance.
Small Loan (Group-Based Micro-loan)
Loan description: These are collateral-free loans with group settings for collection purposes.
Targeted clientele: Urban slum dwellers and disadvantaged rural populations, primarily petty businesswomen and small startups.
Eligibility: Ugandan citizenship, a person of sound mind,commitment to attending weekly group meetings, no prior record of loan defaultment and having a valid national identification card.
Small Entrepreneurs Loan (SEP)
Loan description: Designed for established microfinance clients with business enterprises seeking to expand. Through the loan product Lecole Finance aims to foster entrepreneurship and create employment opportunities.
Targeted clientele: Already well established Sole entrepreneurs not startups
Eligibility: 20-60 year old Ugandan citizen, with a valid business license, and three years of entrepreneurial experience,Valid business documents or licenses and local residents with at least five years of residency if renting
Why choose us
Why Our Loan Services Stand Out
Discover the unique advantages of our loan products, crafted to provide flexible, fast, and reliable financial solutions for your success.
Flexible Repayment Terms
We offer repayment options tailored to your financial situation, making it easier for you to meet your obligations. Custom repayment plans can also be arranged upon request.
Faster Loan Processing
Our efficient system ensures your loan is processed and disbursed quickly, with completion in just 2 days after approval, giving you access to funds when you need them most.
Refinancing Opportunity
Once you’ve consistently repaid your loan for at least 3 months, you can apply for a top-up, allowing you to access additional funds to meet your growing needs.
